Lawmakers from both sides of the aisle celebrated the landmark bipartisan housing bill becoming law overnight Saturday, despite President Donald Trump's refusal to sign it. The 21st Century Road to Housing Act, aimed at addressing the nation's housing shortage, officially enacted without the president's signature.

The legislation seeks to increase the supply of homes and promote homeownership by loosening regulations to encourage construction and limiting the purchase of homes by Wall Street investors that could otherwise go to families.

"For Sale" sign in a grass yard in front of a large house. STOCK PHOTO/Adobe Stock. It passed in the Senate with an 85-5 vote and in the House with a 358-32 vote last month, securing veto-proof majorities in both chambers. President Trump stated his refusal to sign the bill was in protest over the Senate's inaction on the unrelated Save America Act, which proposes election and voting reforms.

Since President Trump did not sign or veto the housing bill within the 10-day window after its presentation by Congress, it automatically became law at midnight Saturday. The Save America Act, which includes provisions for photo ID and proof of citizenship for voter registration, has been rejected by Democrats and requires 60 votes to pass the Senate.

Senate Banking Committee Chairman, Sen. Tim Scott, R-S.C., who led the crafting of the housing bill, stated that the new law will help more Americans achieve stability and pass opportunities to future generations. Republican Sen. Mike Rounds of South Dakota highlighted the bill as a positive example of bipartisan cooperation.

While some Republican lawmakers did not directly address the president's refusal to sign, some Democrats criticized the delay in delivering these cost-saving measures to voters. Sen. Elizabeth Warren, D-Mass., the ranking Democrat on the Senate Banking Committee, commented that the president's inaction demonstrated a lack of interest in lowering costs for American families.

President Donald Trump arrives for a press conference during the 2026 NATO Summit in Ankara, Turkey, July 8, 2026. Georgi Licovski/EPA via Shutterstock. The 21st Century Road to Housing Act's passage signifies a significant legislative achievement, even amidst political disagreements regarding the president's signing stance.

The law's implementation is expected to have a notable impact on the housing market, potentially easing supply constraints and making homeownership more accessible.